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Benefits of Membership

There are so many significant differences between a credit union and a bank. A Credit Union is a not for profit financial cooperative where membership is open to a group of people with a common bond. There are many advantages that Credit Unions have over banks.

The earnings of a Credit Union are returned to its members in the form of higher dividends, lower loan rates, and low or no cost services. Whether you want to save, spend, borrow or invest, PARDA Federal Credit Union has products and services to meet all of your financial needs. To check membership eligibility, simply go to PARDA Eligibility. Unlike a bank, we exist solely to serve our members dedicated to providing you with the financial freedom you deserve and the best member service possible.

Account Perks

  • 24 Hour Access to your account.
  • Check out eStatements to learn how to view your monthly statements electronically.
  • If you're already signed up for eStatements and would like to view your account, sign in here.
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*APR – Annual Percentage Rate, subject to change. Subject to credit approval. The APR disclosed above is the lowest rate available for members with an excellent credit history and includes the rate reduction and the .25% direct deposit rate reduction. Your rate will reflect your individual credit history and may be higher than the rate quoted here. Not a promise to lend; standard credit qualifications and some restrictions apply. This promotion does not apply to existing PARDA FCU loans.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.