Disclosures Funds Availability The following disclosure statements have been provided for you to review. Electronic Funds Transfer Disclosure (123 KB) PATH Electronic Funds Transfer Disclosure (18 KB) Truth In Savings Disclosure Certificates and IRAs (108 KB) Truth In Savings Disclosure Share Accounts (129 KB) Truth In Savings Disclosure Business Accounts (47 KB) PARDA Federal Credit Union Privacy Policy Disclosure (76 KB) PARDA Federal Credit Union Membership Agreement (22 KB) PLEASE NOTE: You must have Adobe Acrobat installed in order to access these PDF files. Please take a moment to download this free software if you do not already have it.

	Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
	NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a ''noninterest-bearing transaction account'' are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term ''noninterest-bearing transaction account'' includes a traditional share draft account on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, PARDA Premier Account, Primary Shares, Share Certificates and Sub-Accounts, even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, www.ncua.gov