| Share Account Maintenance |
$2.00 / month
|
|
No fees will be charged if you meet one of the following qualifications:
- Maintain an average daily combined share balance of at least
$100
- Under age 25
- Organizational Account
- Have a loan in good standing
- Have Checking, Direct Deposit, IRA or Certificate
|
|
| PARDA Premier Savings (S4) |
|
| $2,500 Minimum balance or |
$5.00 / month
|
| First three withdrawals* per month |
Free
|
| Three additional withdrawals* per month |
$3.00 each
|
*Withdrawals include by cash, check, or transfer.
|
|
| Closed Share (S1) Account |
$25.00
|
| (If closed within 6 months of opening) |
|
| IRA Transfer fee (To another Institution) |
$25.00 |
| (If closed within 6 months of opening) |
|
| Dormant Account Fee |
$5.00 |
| How to avoid this fee |
|
| |
|
Account Maintenance (S8)
(No fee if using PARDA Debit Card) |
$1.00 per month
|
|
Inactive Accounts
(No activity for six months and balances less than $100.00)
|
$2.25 per month
|
| Member Checks |
Cost varies
|
| Certified Member Check |
$2.00 each
|
Check copy
(Requested through branch, paid within the last 12 months) |
3 Free then $5.00
|
Check copy
(older than 12 months) |
$15.00
|
| Stop Payments |
$15.00
|
| PARDA Overdraft Privilege |
$28.00
|
| Non-sufficient funds return
(NSF) |
$28.00
|
| Overdraft transferred from savings |
$2.00
|
Check book balancing
*(After first time, $5.00 minimum and $20.00/Hour after first 1/2 hour) |
First time Free*
|
| Deposits and Point-of-Sale (POS) |
Free
|
| Transfers, withdrawals and balance inquiries @ machines |
10 Free then $1.00
|
| Reissue lost/damaged card or PIN |
$5.00
|
| NSF (non-sufficient fund) withdrawal |
$28.00
|
| Card capture due to misuse |
$25.00
|
| Annual Fee |
None
|
Late Payment
(If payment is 10 days or more past due) |
Classic $22, Gold $22
|
| Over Limit Fee |
Gold $20 after 5% over limit
Classic $10 if $100 over
|
| Card Capture due to misuse |
$65.00
|
| Card reissue |
$5.00
|
| Re-application within 60 days |
$25.00
|
| Late Charges |
$22.00 after 10 days past due |
|
|
| Statement Copies |
$5.00
|
| Account History |
$1.00 per page
|
| Wire Transfers (US) |
$20.00
|
| Wire Transfers (International) |
$30.00
|
| Incoming Wire Transfers |
Free
|
| PARDA Check (third party) |
$2.00
|
| Third Party Checks deposited and returned |
$28.00
|
ACH/Automatic Payment returned
|
$28.00
|
| ACH Manual Posting |
$5.00 |
Check Cashing
(Only if Share maintenance fee applies) |
$10.00
|
| Exchange for "On Us Check" for a corporate check |
$25.00 |
| Travelers Cheques |
(Single Signature) |
$1.00 per $100.00
|
| |
(Dual Signature) |
$1.50 per $100.00
|
| |
(Gift Checks) |
$2.50 per check
|
| Notary Service |
Free
|
Service Center transactions
(Some exceptions apply) |
Free
|
| Levy or Garnishment |
$30.00
|
Research on items 90 days or older
(Refunded if result shows CU error) |
$15.00 per item
|
| Bill Pay via Home Banking |
Free
|
| Return Mail / Bad Address |
$5.00
|
| Escheat Fee |
$50.00 |
| |
|
