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Schedule Of Fees
Effective 09/01/2006
Savings Account Fees
| Share Account Maintenance |
$2.00 / month
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No fees will be charged if you meet one of the following qualifications:
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| PARDA Premier Savings (S4) | |
| $2,500 Minimum balance or |
$5.00 / month
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| First three withdrawals* per month |
Free
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| Three additional withdrawals* per month |
$3.00 each
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| Closed Share (S1) Account |
$25.00
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| (If closed within 6 months of opening) |
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| IRA Transfer fee (To another Institution) | $25.00 |
| (If closed within 6 months of opening) | |
| Dormant Account Fee | $5.00 |
| How to avoid this fee | |
Checking Account Fees
| Account Maintenance (S8) (No fee if using PARDA Debit Card) |
$1.00 per month
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Inactive Accounts |
$2.25 per month
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| Member Checks |
Cost varies
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| Certified Member Check |
$2.00 each
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| Check copy (Requested through branch, paid within the last 12 months) |
3 Free then $5.00
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| Check copy (older than 12 months) |
$15.00
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| Stop Payments |
$15.00
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| PARDA Overdraft Privilege |
$28.00
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| Non-sufficient funds return (NSF) |
$28.00
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| Overdraft transferred from savings |
$2.00
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| Check book balancing *(After first time, $5.00 minimum and $20.00/Hour after first 1/2 hour) |
First time Free*
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ATM/Debit Fees
| Deposits and Point-of-Sale (POS) |
Free
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| Transfers, withdrawals and balance inquiries @ machines |
10 Free then $1.00
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| Reissue lost/damaged card or PIN |
$5.00
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| NSF (non-sufficient fund) withdrawal |
$28.00
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| Card capture due to misuse |
$25.00
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VISA Credit Card Fees
| Annual Fee |
None
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| Late Payment (If payment is 10 days or more past due) |
Classic $22, Gold $22
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| Over Limit Fee |
Gold $20 after 5% over limit
Classic $10 if $100 over |
| Card Capture due to misuse |
$65.00
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| Card reissue |
$5.00
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Loan Program Fees
| Re-application within 60 days |
$25.00
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| Late Charges | $22.00 after 10 days past due |
Other Fees
| Statement Copies |
$5.00
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| Account History |
$1.00 per page
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| Wire Transfers (US) |
$20.00
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| Wire Transfers (International) |
$30.00
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| Incoming Wire Transfers |
Free
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| PARDA Check (third party) |
$2.00
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| Third Party Checks deposited and returned NSF |
$28.00
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| ACH/Automatic Payment returned NSF (Insurance, utility payments, etc.) |
$28.00
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| Check Cashing (Only if Share maintenance fee applies) |
$10.00
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| Exchange for "On Us Check" for a corporate check | $25.00 |
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| Travelers Cheques | (Single Signature) |
$1.00 per $100.00
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| (Dual Signature) |
$1.50 per $100.00
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| (Gift Checks) |
$2.50 per check
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| Notary Service |
Free
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| Service Center transactions (Some exceptions apply) |
Free
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| Levy or Garnishment |
$30.00
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| Research on items 90 days or older (Refunded if result shows CU error) |
$15.00 per item
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| Bill Pay via Home Banking |
Free
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| Return Mail / Bad Address |
$5.00
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| (If no forwarding address on mail piece) | ||
All fees are subject to change
