Loans

Whether you are replacing the family car, or financing a college education, you can count on PARDA Federal Credit Union to provide exceptional service and convenience with competitive loan rates and terms. Our wide range of Loan products include:

Auto Loans (new & used)
We can provide up to 100% financing for new and used vehicles. We offer a variety of terms to fit your budget needs and can even approve you before you shop so you know how much you can afford.

Home Equity Loans
If you would like to use the equity in your current home, we offer many competitive options and rates.

Boat/RV Loans
We can finance up to 100% of the value on boats, motor homes, travel trailers and jet skis, just to name a few.

PrimePlus Line of Credit
This is our premier line of credit. Accessible by check, the interest rate is tied to the prime rate as published in the Wall Street Journal.

Student Loans
Our federally insured Student Loan program can meet your needs whether you’re looking to cover only miscellaneous expenses or looking for a primary source of funding.

Signature Loans
If your need does not fit one of our specific loan types, a Signature Loan may be what you need. Borrow against your signature for almost any need you have.

VISA Classic and Gold
Whether you carry our VISA Classic or qualify for our VISA Gold, you will be getting a true credit card value. Our VISA Classic has a fixed APR of 13.9% and credit lines as low as $500. Our VISA Gold has a fixed Annual Percentage Rate of 9.9%, with credit limits up to $50,000. Both cards have no annual fee and offer a 25-day grace period for purchases. In addition, every time you use your PARDA VISA Gold for purchases, you will earn ScoreCard Bonus Points for each dollar spent, which can be redeemed for free gift and travel rewards.

Check Your ScoreCard Points Here