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PRIVACY STATEMENT

PARDA Federal Credit Union is committed to protecting the privacy of members and prospective members that visit our website, while providing competitive products and services. We have adopted the following Privacy Statement that will explain how we collect, store and use personal information that we obtain from you through our Website.

What We Learn From Your Visit

Visitors to PARDA Federal Credit Union's website will remain anonymous. We do not collect personal information about you through our website unless such information is volunteered. To assist us in making our site more useful to visitors, we collect and store only the following information; the date and time of your visit, the length of your stay, the pages you visited and identification information about the location from which you linked directly to us (domain, Web browser and IP address).

How We Handle Email Correspondence

If you would like to identify yourself through e-mail, that information will be used by credit union staff to answer questions or follow up on suggestions or concerns. Please be advised that e-mail correspondences may not be secure against interception by unauthorized individuals. Use caution when sending nonpublic personal information by e-mail, such as account number, social security number or credit card number. Once an issue has been addressed, the information that you have submitted is not retained by us unless it is necessary for continued service or you have authorized us to do so.

What We Do With Your Nonpublic Personal Information

If you provide nonpublic personal information through an application process, we may share that information with an affiliated or nonaffiliated third party in order to deliver the products and services that you have requested. Such parties may include, consumer reporting agencies, mortgage service companies, plastic card processors and other companies necessary to conduct our business as permitted by law.

About P.A.T.H.

P.A.T.H. (PARDA Home Banking) user information is collected and stored in an encrypted format. You will be entering a secure site that requires authentication through an account number and PIN combination. Therefore we restrict this site to PARDA Federal Credit Union members only. The information collected through P.A.T.H. may be disclosed to affiliated and nonaffiliated parties as permitted by law. We will use this information only as necessary to conduct our business and/or provide products and services to our members.

PARDA Federal Credit Union does not sell or otherwise disclose nonpublic personal information for purposes that is inconsistent with our Mission Statement.

For more information regarding our privacy practices and your opt-out rights, please see the disclosure entitled "IMPORTANT INFORMATION ABOUT YOUR PRIVACY".
If you have any questions, email us at info@parda.com, or call 1-800-860-5640.

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*APR – Annual Percentage Rate, subject to change. Subject to credit approval. The APR disclosed above is the lowest rate available for members with an excellent credit history and includes the rate reduction and the .25% direct deposit rate reduction. Your rate will reflect your individual credit history and may be higher than the rate quoted here. Not a promise to lend; standard credit qualifications and some restrictions apply. This promotion does not apply to existing PARDA FCU loans.

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