24 Hour Access ATM/Debit Cards P.A.R. Online Banking P.A.T.H. (PARDA Access Through Home) All the conveniences of visiting the credit union is right at your fingertips, with the click of just one button. PARDA Federal Credit Union is proud to be able to offer the latest in convenient services to our members. Home Banking allows you to complete "real time" transactions, view your accounts and balances, transfer money between accounts, apply for a loan, and even pay all your bills, FREE, from the convenience of your own home or office. Access your PARDA accounts anytime, anywhere.

	Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
	NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a ''noninterest-bearing transaction account'' are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term ''noninterest-bearing transaction account'' includes a traditional share draft account on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, PARDA Premier Account, Primary Shares, Share Certificates and Sub-Accounts, even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, www.ncua.gov