ATM/Debit Cards P.A.R. Online Banking     Debit Card Save time and trouble of writing a check, use PARDA's MasterCard MasterMoney™ Debit Card. Your PARDA Debit Card simplifies your life no matter where you take it. It carries the MasterCard® logo, and like a credit card it allows you instant acceptance for your transactions by merchants and financial institutions worldwide. PARDA's Debit Card is a convenient and safe way to access your accounts. Purchase amounts are deducted directly from your checking account, or use your MasterCard MasterMoney™ Debit Card as an ATM card to access your funds. MasterCard MarketPlace Enjoy FREE ACCESS to hundreds of discount offers from your favorite brands just for being a PARDA Debit MasterCard holder. • Save up to 20% on your favorite brands! • Find offers based on your preferences on the Home Page in the "Recommended for You" section • Get email notifications for deals on the brands you love • Preview offers, reviews and customer ratings Just sign-in or enroll at the MasterCard MarketPlace website then use your PARDA Federal Credit Union Debit MasterCard card to take advantage of all this program has to offer. It's quick, easy and free to enroll! ATM Card Access your cash when and where you need it from thousands of locations around the world by using your PARDA ATM card. Make cash withdrawals (10 FREE then $1.00) and deposits, Point-of-Sale (POS) transactions or transfers of your funds 24 hours a day, seven days a week, whenever you need cash.

	Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
	NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a ''noninterest-bearing transaction account'' are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term ''noninterest-bearing transaction account'' includes a traditional share draft account on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, PARDA Premier Account, Primary Shares, Share Certificates and Sub-Accounts, even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, www.ncua.gov