Mortgages

We partner with Member First Mortgage (MFM) to provide you with a great selection of mortgage programs, competitive rates, and excellent service to purchase, build, or refinance your home!

In partnership with Member First Mortgage, we offer:

• Conventional & Government loans – FHA, VA, RD & more!
• Zero or low down payment programs
• Home Renovation & Construction
• Flexible credit programs
• Refinance

Is now a good time to refinance?

When does it make sense to refinance?

• To get a lower interest rate
• Build equity faster
• Consolidate your debt
• To switch from an adjustable-rate loan(ARM) to a fixed-rate loan
• To get a loan that recognizes your improved creditworthiness
• Draw on the equity already built up in your home and get cash out

Is now the best time to refinance?

• We’ll help you evaluate your reasons for refinancing
• We can help you estimate the costs involved and choose the type of loan that best meets your financial goals
• We’ll help you calculate how long it will take you to recover your costs
• We’ll assist you in calculating your total monthly savings

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PARDA Federal Credit Union
NMLS ID# 658193
Member First Mortgage LLC
NMLS ID# 149532