Deposit Rates

Rates effective as of

Saving Accounts

Regular Savings

Amount Dividend Rate APY* Compounded
$25.00 - $4,999.99     .010% .010% Monthly
$5,000 - $19,999.99 .030% .030% Monthly
$20,000 and over .050% .050% Monthly
*APY = Annual Percentage Yield. Minimum balance above to earn stated dividend. Rates may change monthly as declared by the Board of Directors. Fees may reduce earnings.

Parda Premier Savings

Amount Dividend Rate APY* Compounded
$2,500 - $9,999.99 .200% .200% Monthly
$10,000 - $19,999.99 .250% .250% Monthly
$20,000 - $49,999.99 .300% .300% Monthly
$50,000 - $99,999.99 .350% .350% Monthly
$100,000 and over .400% .400% Monthly
*APY = Annual Percentage Yield. Minimum balance stated above to earn stated dividends. Rate may change monthly. Fees may reduce earnings. 

Certificate

Terms Minimum Deposit Dividend Paid Dividend Rate APY*
13-Month Special*** $500 Quarterly 3.750% 3.803%
91 Days** $500 Maturity 1.300% 1.306%
6 Months $500 Maturity 1.400% 1.404%
1 Year $500 Quarterly 1.600% 1.609%
1 Year Jumbo** $50,000 Quarterly 1.650% 1.660%
18 Months $500 Quarterly 2.500% 2.523%
2 Years $500 Quarterly 1.750% 1.761%
3 Years $500 Quarterly 1.800% 1.812%
4 Years $500 Quarterly 1.850% 1.862%
5 Years $500 Quarterly 2.000% 2.015%
*APY = Annual percentage yield. Penalties for early withdrawal may affect principal. Dividends must be compounded to earn APY.
**91-Day, 12-Month Jumbo, and 13-Month Special Certificates are not available as an IRA certificate.
***Maximum amount for the Share Certificate Special per member is $100,000.

Senior Plus Certificate Rates

Terms Minimum Deposit Dividend Paid Dividend Rate APY*
13-Month Special** $500 Quarterly 3.800% 3.854%
1 Year $500 Quarterly 1.650% 1.660%
18 Months $500 Quarterly 2.550% 2.574%
2 Years $500 Quarterly 1.800% 1.812%
3 Years $500 Quarterly 1.850% 1.862%
4 Years $500 Quarterly 1.900% 1.913%
5 Years $500 Quarterly 2.050% 2.065%
*APY = Annual percentage yield. Available to members that are age 60+.  Not available as an IRA certificate. Penalties for early withdrawal may affect principal balance. 
**Maximum amount for the Share Certificate Special per member is $100,000.

Business Savings

Amount Dividend Rate APY* Compounded
$25.00 - $4,999.99 .010% .010% Monthly
$5,000 - $19,999.99 .030% .030% Monthly
$20,000 and over .050% .050% Monthly
*APY = Annual Percentage Yield. Minimum balance stated above required to earn dividends. Rate may change monthly as declared by the Board of Directors. Fees may reduce earnings. 

Business Money Market

Amount Dividend Rate APY* Compounded
$2,500 - $9,999.99 .200% .200% Monthly
$10,000 - $19,999.99 .250% .250% Monthly
$20,000 - $49,999.99 .300% .300% Monthly
$50,000 - $99,999.99 .350% .350% Monthly
$100,000 and over .400% .400% Monthly
*APY = Annual Percentage Yield. Minimum balance stated above required to earn dividends. Rates may change monthly. Fees may reduce earnings. 

All IRA Savings Account

Amount Dividend Rate APY* Compounded
No Minimum Balance .200% .200% Monthly
*APY = Annual Percentage Yield. No minimum balance required to earn stated dividends. Rates may change monthly. Fees may reduce earnings.

All Other Savings Accounts

Amount APY* Dividend Rate Compounded
No Minimum Balance .010% .010% Monthly
*APY = Annual Percentage Yield. No minimum balance required to earn stated dividends. Rates may change monthly. Fees may reduce earnings. 

Checking Accounts

Rates effective as of 12/30/2025

Premier Interest Checking

Amount Dividend Rate APY* Compounded
$0.00 - $1,499.99 0.020% 0.020% Monthly
$1,500 and over 0.050% 0.050% Monthly
*APY = Annual Percentage Yield. Rates may change monthly. Fees may reduce earnings. 

50+ Interest Checking

Amount Dividend Rate APY* Compounded
No Minimum Balance 0.020% 0.020% Monthly

*APY = Annual Percentage Yield. Rates may change monthly. Fees may reduce earnings. 

Easy Interest Checking

Amount Dividend Rate APY* Compounded
No Minimum Balance 0.020% 0.020% Monthly
*APY = Annual Percentage Yield. Rates may change monthly. Fees may reduce earnings. 

Premier Business Interest Checking

Amount Dividend Rate APY* Compounded
No Minimum Balance 0.020% 0.020% Monthly
*APY = Annual Percentage Yield. Rates may change monthly. Fees may reduce earnings. 












 
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