Savings Accounts in Holland, MI | Parda Credit Union

Parda Savings Account Overview

Parda Share Account

It takes just $1 to open a share account with Parda. In fact, that dollar represents your stake of ownership in the credit union. By keeping that minimal balance, you’ll get access to all the benefits associated with Parda membership. And if you keep an average daily balance of $25, you’ll start earning dividends on your account each month. That’s the secret sauce to growing your savings beyond your own deposits.

Parda Premier Savings Account

For members with more savings already accumulated, try the Parda Premier Savings Account. The minimum balance is $2,500 and you’ll earn our preferred dividends rates. As your balance increases, you get access to five different tiers of rates, which offers incentive to keep saving. If your balance does drop below $2,500, you’ll pay just a $5 monthly fee until you deposit more funds to meet the minimum.

Holiday Club

Our Holiday Club helps you prepare for the winter festivities all year long. It’s a great way to avoid overspending or accruing credit card debt during the holiday season. Plus, you’ll earn dividends on your savings account balance. You can deposit funds throughout the year through payroll deduction, mail, online, or in person. In October, your total savings will be transferred to your preferred account to start spending!

Vacation Club

Joining the Vacation Club is similar to the Holiday Club. But instead of saving for Christmas, you can put your money towards your dream trip. Dividends are regularly applied to your balance in order to help you on your journey. Unlike the Holiday Club, however, you can withdraw your funds at anytime when you’re ready to hit the road!