Upstart

Your Upstart loan, powered by Parda.

You already trust Parda Credit Union through your Upstart-powered loan. Now it’s time to see what else your account can do for you.
At Parda, banking is built around real life. Simple tools. Flexible access. Personalized support. And because your account is already open, getting started is easy.
Enroll in Direct Deposit* and eStatements, Get a $200 Bonus Set up qualifying direct deposit and enroll in eStatements to receive a $200 bonus deposited right into your account.* It’s an easy way to unlock more from your membership while making everyday banking faster, simpler, and more secure.
 
With Parda, you’ll have access to:
  • Everyday checking and savings account options
  • Competitive rates on future loans like auto, RV, and home equity loans
  • Mobile and digital banking tools that move with your lifestyle
  • Financial wellness resources, budgeting tools, and credit monitoring
  • Nationwide access through shared branches and ATMs
Your money should work for your life, not complicate it.
Man looking at his phone in front of a laptop with plants in the background.

Why you'll love Direct Deposit.

My Home Tracker is a free home value and equity tracking tool built directly into our mobile app. It gives you a clear picture of what your home is worth today, how much equity you’ve built, and what opportunities that equity could unlock. No searching real estate sites. No guesswork. Just insights that help you make smarter financial decisions.

Direct Deposit is one of the easiest ways to simplify your finances. Funds are deposited electronically into your account, so you can skip paper checks and trips to the branch. Direct deposits are often available faster than traditional paper checks. You can use Direct Deposit for:
  • Paychecks
  • Tax refunds
  • Social Security payments
  • Retirement benefits
  • Other recurring payments
Plus, qualifying members may receive additional rate discounts on select Parda loans when using Direct Deposit.
A person's hands typing on a laptop with homes and reviews in pop ups.

Why It Matters

Your home can play a powerful role in your financial future.
My Home Tracker helps you make the most of it by giving you:
  • Home value tracking so you always know where you stand
  • Home equity and borrowing power insights to understand your options
  • Personalized loan opportunities tailored to you
  • Helpful homeowner education to guide your next move








Whether you’re thinking about refinancing, renovating, or planning ahead, you’ll have the information you need to decide with confidence.

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Track Your Home's Value

See an estimated range of your home’s current value, updated monthly using real estate data. This estimate is based on public records and market trends, not an appraisal. You can update your home details in the app to help improve accuracy.

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Discover Your Home Borrowing Power

Understand how much equity you’ve built and what may be available to borrow. My Home Tracker estimates your available equity by subtracting what you owe from your home’s estimated value, helping you see what opportunities may be within reach.

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Personalized Loan Opportunities

My Home Tracker keeps an eye out for you. If there’s a chance to save money, refinance, or finance home improvements, it will highlight potential opportunities based on your situation.
























Frequently Asked Questions

My Home Tracker uses Chimney’s home value estimate, based on public property records and real estate data. It’s updated monthly and covers about 98% of U.S. homes. While it’s not an official appraisal, it’s a reliable way to understand your home’s estimated value.
Different platforms use different data and models. Chimney’s estimate is designed to reflect how lenders often view home values, which may result in a different number.
Loan and equity information is based on public records and may not include extra principal payments. Members can update their current loan balance in the app for more accurate insights.
The data comes from public property records and real estate listings. Members can update their home and mortgage information at any time.
The estimated equity is meant to guide decisions. A formal loan application is required to determine eligibility, rates, and approval.
No. Loan offers are personalized suggestions. Members must apply to confirm eligibility and final loan terms. Can this help with renovations or home projects? Yes. My Home Tracker provides estimated renovation costs and shows financing options based on available equity.





The services offered are not a deposit account, and are not federally insured, sold, or guaranteed by Parda Federal Credit Union.