Upstart

Your Upstart loan, powered by Parda.

You already trust Parda Credit Union through your Upstart-powered loan. Now it’s time to see what else your account can do for you.
At Parda, banking is built around real life. Simple tools. Flexible access. Personalized support. And because your account is already open, getting started is easy.
Enroll in Direct Deposit* and eStatements, Get a $200 Bonus Set up qualifying direct deposit and enroll in eStatements to receive a $200 bonus deposited right into your account.* It’s an easy way to unlock more from your membership while making everyday banking faster, simpler, and more secure. If you have not received your Parda member number, please reach out to a Parda representative at 800.860.5640.
 
With Parda, you’ll have access to:
  • Everyday checking and savings account options
  • Competitive rates on future loans like auto, RV, and home equity loans
  • Mobile and digital banking tools that move with your lifestyle
  • Financial wellness resources, budgeting tools, and credit monitoring
  • Nationwide access through shared branches and ATMs
Your money should work for your life, not complicate it.
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Why you'll love Direct Deposit.

Direct Deposit is one of the easiest ways to simplify your finances. Funds are deposited electronically into your account, so you can skip paper checks and trips to the branch. Direct deposits are often available faster than traditional paper checks. You can use Direct Deposit for:
  • Paychecks
  • Tax refunds
  • Social Security payments
  • Retirement benefits
  • Other recurring payments
Plus, qualifying members may receive additional rate discounts on select Parda loans when using Direct Deposit.
 
How to Set Up Direct Deposit
Setting up Direct Deposit is simple:Through Your Employer:
  • Add your Parda account through your employer’s payroll portal, HR system, or Direct Deposit setup process
  • Provide:
    • Your Parda account number
    • Parda Routing Number: 272478910
  • Submit the completed form to your payroll department
It may take a few payroll cycles for changes to take effect.
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Go paperless with eStatements.


eStatements give you secure, encrypted access to your monthly statements online while reducing paper clutter.
How to Enroll in eStatements:
  • Log into Online Banking
  • Go to the Accounts tab
  • Select eStatements
  • Check “Enroll all accounts”
  • Click Enroll






















































1Membership required; $1 par share deposit will be deposited by Parda Credit Union on account opening following the closing of the Upstart loan powered by Parda. Offer valid beginning June 1, 2026. Offer valid for members with a Parda Credit Union loan serviced through Upstart only.  Limit one offer per member. Deposit incentive will be deposited within 90 days of meeting account satisfactions. Member will be responsible for applicable taxes. Refer to Membership Agreement and Fee Schedule for additional information. Parda reserves the right to cancel or modify this promotion at any time. Additional restrictions and conditions may apply.
*$1000 direct deposit via ACH within a 30 day period is required to satisfy direct deposit requirement.