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IRA Accounts

Invest in a comfortable future.

Your future is in your hands, and time is on your side. All PARDA Individual Retirement Arrangements (IRA) can empower you to reach your retirement goals, with:

  • Tax advantage savings*
  • Tiered rates – the more you save, the more you earn
  • Contributions via direct deposit or payroll deduction
  • Access to funds if needed (penalties may apply)
  • Withdrawals without penalty as early as age 59½
  • Federally insured up to $250,000 by NCUA

Traditional & Roth IRAs

Use this side-by-side comparison to understand the main differences between Traditional and Roth IRAs to help you decide which IRA is right for you.

IRA Certificates

Traditional and Roth IRA Certificates are available in terms of 6-60 months.


Membership required. IRAs are subject to limitations and/or penalties imposed by the Internal Revenue Service.
*Please see your IRA Agreement or your Tax Advisor for additional information.