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Personal Loans

Get the credit you deserve to cover your life’s events.

From time to time, everyone experiences both emergencies and celebrations that can interrupt even the most carefully-planned budget. When major expenses come up, turn to Parda for an affordable personal loan.

For a limited time, take 1% off your qualifying rate during our back-to-school special!**

Personal Loan

  • A perfect choice if you need a specific amount
  • No collateral required
  • Up to 60 month term*
  • Fixed monthly payments

Line Of Credit

  • The best choice if you want ongoing access to funds
  • Revolving line of credit starting at $500
  • No collateral required
  • Can be used as an overdraft source for a Parda checking account 

    Parda Premier Line of Credit

    • All the same great features as our Line Of Credit, but with a lower rate
    • Revolving line of credit starting at $5,000
    • Minimum credit score of 640 required
    • Low minimum monthly payments – 2% of outstanding balance

    Membership Required. For qualified borrowers. Approval, rate, and term based on individual credit and ability to repay.
    Rate disclosed includes a 0.25% rate reduction for having direct deposit with Parda Federal Credit Union. Payment quoted does not include Loan Protection. Rates and terms subject to change at any time
    *Loan Payment Example: The estimated monthly payment would be $20.62 for every $1,000 borrowed at a rate of 8.70% for 60 months.
    **1% discount will be applied to the APR (Annual Percentage Rate) for which you qualify. Offer does not apply to existing loans with Parda Federal Credit Union. Terms up to 60 months. Terms and conditions subject to change without notice, and some restrictions apply. Ask a Credit Union representative for complete details. Approximate monthly payment $20.14 per $1000 @ 7.70% for 60 months. Offer ends 10.31.2022.