Personal Loans

Get the credit you deserve to cover your life’s events.

From time to time, everyone experiences both emergencies and celebrations that can interrupt even the most carefully-planned budget. When major expenses come up, turn to Parda for an affordable personal loan.

For a limited, time, take 1% off your qualifying rate on a personal loan!¹

Freedom Line Of Credit²

The loan that fits your life. 

A Freedom Line of Credit gives you just that – freedom. Funds available when you need them to spend on what you want. It’s the most flexible loan you will ever have!

• Prepare for emergencies with immediate access to available funds for urgent pet care, unexpected home repairs, and everything in between
• Make larger purchases when you want without having to apply for a new loan every time. Winter tires, spring break vacations, summer projects, or back to school costs in the fall – a Freedom Line can be used for any season in your life
• Avoid unexpected fees by setting up the Freedom Line to cover overdrafts on your accounts
• Access cash quickly by transferring funds from the Freedom Line into your account instantly on Mobile or Online Banking

Parda Premier Line of Credit

• All the same great features as our Freedom Line Of Credit, but with a lower rate
• Revolving line of credit starting at $5,000
• Minimum credit score of 640 required
• Low minimum monthly payments – 2% of outstanding balance

Personal Loan

• Rates as low as 9.70% APR³
• A perfect choice if you need a specific amount
• No collateral required
• Up to 60 month term⁴
• Fixed monthly payments

Apply Now    Loan Rates

Membership Required. For qualified borrowers. Approval, rate, and term based on individual credit and ability to repay. Rates and terms subject to change at any time.
¹1% discount will be applied to the APR for which you qualify. Rate includes a rate reduction of .25% for having Direct Deposit with Parda Federal Credit Union (Parda). Approval, rate, and term based on individual credit and ability to repay. Offer does not apply to existing loans with Parda or for refinancing current Parda loans. Terms up to 60 months. Terms and conditions subject to change without notice. Some restrictions apply. Approximate monthly payment $20.61 per $1,000 borrowed at 8.70% for 60 months. Membership required. Offer ends 10.31.2023.
²Freedom Line of Credit minimum credit line amount $500.
³APR = Annual Percentage Rate. Rate includes a rate reduction of .25% for having Direct Deposit with Parda Credit Union.
⁴Loan Payment Example: The estimated monthly payment would be $21.10 for every $1,000 borrowed at a rate of 9.70% for 60 months.