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Personal Loans

Get the credit you deserve to cover your life’s events.

From time to time, everyone experiences both emergencies and celebrations that can interrupt even the most carefully-planned budget. When major expenses come up, turn to PARDA for an affordable personal loan.

Personal Loan

  • A perfect choice if you need a specific amount
  • No collateral required
  • Up to 60 month term*
  • Fixed monthly payments

Line Of Credit

  • The best choice if you want ongoing access to funds
  • Revolving line of credit starting at $500
  • No collateral required
  • Can be used as an overdraft source for a PARDA checking account 

    PARDA Premier Line of Credit

    • All the same great features as our Line Of Credit, but with a lower rate
    • Revolving line of credit starting at $5,000
    • Minimum credit score of 640 required
    • Low minimum monthly payments – 2% of outstanding balance

    Membership Required. For qualified borrowers. Approval, rate, and term based on individual credit and ability to repay.
    Rate disclosed includes a 0.25% rate reduction for having direct deposit with PARDA Federal Credit Union. Payment quoted does not include Loan Protection. Rates and terms subject to change at any time
    *Loan Payment Example: The estimated monthly payment would be $20.62 for every $1,000 borrowed at a rate of 8.70% for 60 months.