Personal Loans

Get the credit you deserve to cover your life’s events.

From time to time, everyone experiences both emergencies and celebrations that can interrupt even the most carefully-planned budget. When major expenses come up, turn to PARDA for an affordable personal loan.

Personal Loan

• A perfect choice if you need a specific amount
• No collateral required
• Up to 60 month term*
• Fixed monthly payments

Line Of Credit

• The best choice if you want ongoing access to funds
• Revolving line of credit starting at $500
• No collateral required
• Can be used as an overdraft source for a PARDA checking account 

PARDA Premier Line of Credit

• All the same great features as our Line Of Credit, but with a lower rate
• Revolving line of credit starting at $5,000
• Minimum credit score of 640 required
• Low minimum monthly payments – 2% of outstanding balance

Apply Now    Loan Rates

Membership Required. For qualified borrowers. Approval, rate, and term based on individual credit and ability to repay.
Rate disclosed includes a 0.25% rate reduction for having direct deposit with PARDA Federal Credit Union. Payment quoted does not include Loan Protection. Rates and terms subject to change at any time
*Loan Payment Example: The estimated monthly payment would be $20.62 for every $1,000 borrowed at a rate of 8.70% for 60 months.