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Auto Loans

We’re driven by your best interest.

For a limited time, make no payments for 90 days!*

Parda’s financing helps you get the most for your money. As a not-for-profit financial institution, we can offer lower interest rates than banks or dealerships — which means that you pay less for your vehicle over time.

Parda New And Used Auto Loans

  • Competitive interest rates as low as 2.99% APR**
  • Up to 100% financing
  • A variety of terms to fit your budget
  • Pre-approval -- so you can negotiate as a “cash-in-hand” buyer
  • Fast answers on your online, phone, or in-person application
  • Option to Skip-a-Pay periodically***
  • Debt protection coverage is available
  • Guaranteed Asset Protection Plus (GAP Plus) coverage is available
  • Mechanical Repair Coverage (MRC) is available


Discounted Auto Insurance

Our partnership with TruStage gives you access to members-only savings on your auto insurance.****

Get a quote now.

Already Financed Elsewhere?

Chances are good that we can lower your interest rate, your monthly payment, or both. Compare our auto loan rates to your current loan, and then contact us to find out how much you can save by refinancing your vehicle from any other institution. *****

Membership required.  For qualified borrowers. Approval, rate, and term based on individual credit, value of collateral, and ability to repay. Rates and terms subject to change at any time.
*Interest accrues at the time of the loan. Valid through 10.31.2022. Some restrictions may apply. Rate is based on individual credit history (credit score), term, collateral value and ability to repay (proof of income). APR is subject to change. Contact a Credit Union representative for complete details. Refinancing option does not apply to current Parda Federal Credit Union loans. Some restrictions may apply.
**APR - Annual Percentage Rate
***Skip a Pay offers exclude Line of Credit, Parda Premier Line of Credit, all Real Estate Loans, and balloon auto loans. Interest will continue to accumulate on your loan(s) during the month you skip your payment.
****TruStage® Auto and Home Insurance program is made available by TruStage Insurance Agency, LLC and issued by ©Liberty Mutual. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by Parda Federal Credit Union. Discounts are not available in all states and discounts vary by state.
*****Refinancing option does not apply to current Parda Federal Credit Union loans. Some restrictions may apply.