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1Existing members receive $25.00 for each new member they refer to Parda who opens a qualifying account with Parda Federal Credit Union (Parda). The $25 bonus will be credited to the primary savings account of the referring member within 15 days of the statement cycle which follows the 90th day of the referred member account opening. Maximum bonus allowed is $600 per member per calendar year. Member is responsible for any applicable taxes. Referred member cannot be a member/owner on any existing or previously closed Parda account. Members must be in good standing to receive bonus. Employees of Parda Credit Union are not eligible to participate.

2Each referred consumer must become a member, by opening a share savings account with a minimum deposit of $1. The following transactions must post to the account within the first 90 days of account opening for the Referred New Member to receive a $50 bonus: an active checking account with 15 member-initiated debit card transactions and; at least three ACH payroll deposits of at least $250 each; and be enrolled for eStatements; The referred member has the opportunity to earn an additional $50 for each new loan in an amount of $2,500 or more, maximum of 2 loan bonuses. The maximum bonus paid to any one referred member is $150 or 1 payment per qualifying activity. Bonus(es) will be credited to the referred members primary share account within 15 days of the statement cycle which follows the 90th day since account opening. All bonuses are limited to one per referred member, per account. Members with multiple accounts or accounts with multiple owners will not receive multiple bonuses. Account must be in good standing to receive any bonus and member is responsible for all applicable taxes. Loan approval based on individual credit history, term, collateral and ability to repay. Representative Payee accounts are not eligible. Not valid with any other offers and subject to change at any time. Employees of Parda Credit Union and employee family members living in the same household are not eligible to participate in referral program.