Personal Loans | Parda Credit Union

Relax a little more this holiday season.

As the temperatures start to drop, Parda is offering our members three hot loan opportunities to cozy up with. Choose a Winter WonderLoan with flexible terms on up to $25,000¹ , a Member Express Loan with fixed low monthly payments², or take advantage of Skip-A-Pay³ and take a monthlong vacation from eligible loan payments. The best part is, you don’t have to pick just one. Learn more and apply today – these offers end January 31, 2025.

Winter WonderLoan

Available November 1, 2025 – January 31, 2026.

Enjoy a special personal loan rate for the holidays!

Flexible terms with amounts up to $25,000
Rates as low as 8.70% APR¹

Apply Now

Member Express Loan

Quick cash for the holidays
Borrow up to $2,000.00
Flexible terms available²

Apply Now

Skip-A-Pay

Skip a qualifying loan payment³ up to two times per year!

Learn More

Membership required.

¹ APR = Annual Percentage Rate. 8.70% APR is the lowest rate available for a Parda Signature Loan, which includes a promotional discount of 1% and a 0.25% direct deposit discount. Approval, rate, and amount based on individual credit history and ability to repay. Please contact a Loan Representative for more information. Valid through 01.31.2026. Payment example: 8.70% for 60 months is $20.62 per $1,000 borrowed.

² APR = Annual Percentage Rate. APR is 17.9%. Qualifications: Borrower must be a member of Parda Federal Credit Union for a minimum of 6 months. Member must have a minimum of $1,500 in direct deposit funds coming in consistently for the previous 3 months. Loans and share accounts must be in good standing at the time of application. Limit, one open Member Express Loan at a time. No more than two Member Express loans within a 12-month period. Max term available is 24 months for up to $2,000 borrowed. Term and approval based on individual credit history (credit score) and ability to repay (proof of income). Payment Example: The estimated monthly payment is $91.64 for every $1,000 borrowed at a rate of 17.9% for 12 months.

³ Some restrictions apply. Skip-A-Pay offer does not apply to mortgages, home equities, credit cards, balloon auto loans, Member Express Loans, Buy Now, Pay Later, or any line of credit. A $35 processing fee will be required for each payment skip approved. Skip-A-Pay application is due 10 days prior to your payment due date. Interest will continue to accrue on your loan during the month of your skipped payment. Subject to Skip-A-Pay criteria and approval. Total number of skips based on the term of the loan. A skipped payment may reduce any GAP claim on insured loans. Contact a Credit Union representative for details.