Home equity — the portion of your home that you own — is the difference between fair market value and the loan(s) you have against it. You may qualify to borrow a portion of this equity at a better rate than a personal loan.
Our HELOC provides flexible financing. You can draw the full amount up to your approved maximum, or leave the balance at zero. Tap into your home’s equity to finance home improvements, consolidate credit card debt, pay for college tuition or other large expenses. You can withdraw funds via Online Banking, line of credit checks, phone transfer, or by visiting a branch.
Planning a large home improvement project or major purchase? Our Fixed Rate Home Equity Loan is a smart choice for borrowing a lump sum at a low interest rate.
Membership required.
*APR=Annual Percentage Rate. APR is a variable rate, based on the Prime Rate as published in The Wall Street Journal, plus or minus a margin which is based on your credit worthiness and loan to value and remains in effect for the
life of the loan. Rate based on the Prime Rate as stated in the Wall Street Journal and adjusts quarterly. Rate may vary based on credit score and loan-to-value of property. The maximum APR that can apply is 18%. The floor APR rate is 4%. draw period is 15 years which may result in a balloon payment. Introductory rate, margin or offer may change or be
discontinued at any time.
**Early termination fee if closed within 25 months of the opening date. Rates and terms on all home equity/real estate products will vary based on individual credit history and the combined loan-to-value. Home equity loans
are subject to approval and this is not a promise to lend. Standard credit qualifications and some restrictions apply. Closing costs may vary on Fixed Rate Home Equity Loans.
