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Business Accounts

It’s important to us that your business prospers.

Whether you are a start-up or a well-established business, we have developed business checking, credit lines, savings accounts with tiered dividends, commercial loans, real estate investment loans, and many more account options that offer maximum flexibility and growth opportunities for your business.

Business members may qualify to become Select Employee Groups, offering unique and powerful recruiting tools to include in your employee benefits packages.

As a Business Member of PARDA, your company and employees will benefit from outstanding levels of personal service, convenience, and all the great products and services you deserve when choosing a financial institution.

Business Savings Account

  • Minimum Balance Requirement - $25.00
  • Variable Tiered Interest Rate dependent on Account Balance
  • Fees and Charges – $25.00 account closing fee if closed within 6 months of opening.

Please refer to PARDA Business Fee Schedule or Business Truth-in-Savings disclosure for more details.

Business Money Market

  • Minimum Balance Requirement - $25.00
  • Variable Tiered Interest Rate dependent on Account Balance
  • Fees and Charges - $5.00 account maintenance fee will be assessed if the average monthly collected account balances falls below $25.00
  • Transaction Limits – 6 withdrawals per calendar month free, then $3.00 per withdrawal

Simply Free Business Checking

Perfect for most businesses!

  • 1,000^ FREE monthly transaction items
  • No minimum balance
  • No monthly service charge
  • Up to $10,000^^ Currency deposited per month FREE

Premier Business Interest Checking

Designed for businesses that keep higher balances

  • 1,000* FREE monthly transaction items
  • Competitive dividends
  • Only $1,500 minimum balance to avoid a low monthly fee of $10
  • Up to $10,000** currency deposited per month free
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. Refer to business fee schedule for details.
Simply Free Business Checking
^If member consistently goes over 1,000 transactions monthly, the account may be converted to Premier Interest Business Checking.
^^If member consistently goes over $10,000 in currency deposited per month, the account may be converted to Premier Interest Business Checking.
Premier Business Interest Checking
*$0.10 per transaction for items over 1,000.
**$0.50 per $1,000 in cash and coin deposits over $10,000.
Ask us for details. Credit Union rules and regulations apply.