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We Remain Open

COVID-19 UPDATES

As most of our branches are in areas where in-person operations have been suspended, credit unions have been identified as a critical service. We are here for you during this time, and we will always put the safety and well-being of our members, employees, and families first. We appreciate your patience and understanding as we work together to help keep our communities safe and healthy.

 

WE ARE OPEN

While PARDA remains open during stay-at-home executive orders, we have made temporary service adjustments at our branches to protect the health and well-being of our members and employees.

At this time, our branches are operating as following:
Holland, Michigan – Drive-thru and appointment only
Greenwood, South Carolina – Drive-thru and appointment only
Ypsilanti, Michigan – Appointment only
Eastpointe, Michigan – Appointment only
Rockford, Illinois – Open - limited to 2 members at a time inside the branch
Milford, Connecticut – Closed - until further notice 
Lititz, Pennsylvania – Open - limited to 2 members at a time inside the branch

 

YOU HAVE FULL ACCESS TO YOUR ACCOUNT

  • 24/7 through our online and mobile banking options are available 24/7
  • By contacting our Member Solution Center at 1.800.860.5640 or via online chat:
    Monday - Friday 8 a.m. – 6 p.m.
    Saturday 9 a.m. – 1 p.m.

 

YOUR MONEY IS SAFE

One thing you don't have to worry about right now is if your money is safe. PARDA is an NCUA federally insured credit union – so your funds are insured up to $250,000 by the NCUA. You will have access to your funds through this entire public health situation, and we will continue to work with you to make sure you have everything you need.

 

WE HAVE FINANCIAL RELIEF OPTIONS

Our team is ready to help members impacted by COVID-19. We developed a Financial Relief Package to help those that need financial support during this time. Contact us to discuss these options or other solutions that may be available at 1.800.860.5640.

FINANCIAL RELIEF PACKAGE
No-Fee Skip-a-Pay Skip up to two payments, with no fees, on your May, June, or July personal, auto, or recreational vehicle loan.
Skip-a-Pay Form
Online Skip-a-Pay Application

Financial Relief Loan*
Until June 30, 2020, we are offering a special relief loan up to $8,000 with a rate as low as 7.99% APR, max term of 36 months and 60 days of no payments.
Apply Now

90 Days of No Payments**
Refinance any auto or recreational vehicle loan held at another financial institution and make no payments for 90 days. Apply Now

Free Financial Counseling
Visit GreenPath for more help on dealing with financial emergencies and/or income loss.
GreenPath

 

HERE ARE TIPS TO PROTECT YOURSELF AGAINST SCAMS

Scammers and hackers are taking advantage of people’s fears surrounding the Coronavirus. Here are important tips and information to protect yourself.

Quick Tips:

  • Do not share card, account, or personal information on social media, emails, or phone calls.
  • Do not click on attachments or links in emails you were not expecting.
  • Seek out information from reputable websites by going to the websites directly.
  • Report coronavirus-related scams to the Federal Trade Commission at ftc.gov/complaint.
  • Starting April 20, 2020, Experian, TransUnion and Equifax will offer all U.S. consumers free weekly credit reports for the next year through AnnualCreditReport.com to help you protect your financial health during the sudden and unprecedented hardship caused by COVID-19. 

More Scam and Fraud Protection Tips

 

GOVERNMENT STIMULUS PAYMENTS

Visit the IRS's  Economic Impact Payments Information Center to answer your questions about eligibility, payment amounts, what to expect, when to expect it and more.

Use the Get My Payment application to:

  • Check your payment status
  • Confirm your payment type: direct deposit or check
  • Enter your bank account information for direct deposit if we don't have your direct deposit information and we haven't sent your payment yet

If you are not required to file a 2018 or 2019 tax return, visit Non-Filers: Enter Payment Info Here.

For the most up-to-date information about the government stimulus program, please visit IRS.gov.

Credit unions are an essential service.

 
*$8,000 maximum loan amount. Approval, Amount, Rate and Term based on individual credit. Loan is not eligible for the Direct Deposit Discount. One loan per household. Limited time offer. Must be a member as of April 1, 2020. Loan Payment Example: The estimated monthly payment: $31.33 per $1000.00 borrowed at a rate of 7.99% for 36 months. Other rates and terms may apply. Proceeds may not be used to refinance an existing PARDA Federal Credit Union Loan. Other restrictions may apply. 

**Credit Union membership required. Interest accrues at the time of the loan. Valid through 5/31/20. Refinancing option does not apply to current PARDA Federal Credit Union loans. Some restrictions may apply. Rate is based on individual credit history (credit score), term, collateral value and ability to repay (proof of income). APR is subject to change. Payment Example: 2.74% APR for 60 months is $17.85 per $1,000 borrowed. Other rates and terms may apply.