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Holiday Loans

Holiday Specials

The freedom to celebrate.

Holiday specials are available from November 1, 2023 – January 31, 2024!


  • Quick cash for the holidays
  • Borrow $1,000.00
  • Payments of just $95.00 per month
  • For a 12 month term1

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  • Special rate for the holidays
  • Flexible terms with amounts up to $20,000
  • As low as 8.70% APR3

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      1 Available for all qualified borrowers. Qualifications: Borrower must be a member of Parda Federal Credit Union for a minimum of 6 months. Member must have a minimum of $1,500 in direct deposit funds coming in consistently for the previous 3 months. Loans and share accounts must be in good standing at the time of application. Limit, one open Member Express Loan at a time. No more than two Member Express loans within a 12-month period.

      2 Some restrictions apply. Skip-A-Pay offer does not apply to mortgages, home equities, credit cards, balloon auto loans, Member Express Loans, or any line of credit. A $35 processing fee will be required for each payment skip. Skip-A-Pay application is due 10 days prior to your payment due date. Interest will continue to accrue on your loan during the month of your skipped payment. Subject to Skip-A-Pay criteria and approval. Total number of skips based on the term of the loan. A skipped payment may reduce any GAP claim on insured loans. Contact a Credit Union representative for details.

      3 APR = Annual Percentage Rate. 8.70% APR is the lowest rate available for a Parda Signature Loan, which includes a promotional discount of 1%. Approval, rate, and amount based on individual credit history and ability to repay. Please contact a Loan Representative for more information. Valid through 01.31.2024. Payment example: 8.70% for 60 months is $20.61 per $1,000 borrowed.