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Member Express Loans

Summer Specials

Sweeten Your Summer With These Specials!

For a limited time, take up to $850 OFF* mortgage closing costs!

APPLY FOR A MORTGAGE

 

Make no payments for 90 DAYS on Auto Loans** and Recreational Vehicle Loans!***

APPLY FOR AN AUTO LOAN

APPLY FOR A RECREATIONAL VEHICLE LOAN

 

Borrow up to $1000 with a Member Express Loan!

Apply for A Member Express Loan

 

Skip a qualifying loan payment with skip-a-pay!****

Skip-a-Pay Form         

APPLY ONLINE FOR SKIP-A-PAY

Membership in Parda Credit Union required. For qualified borrowers. Approval, rate, and term based on individual credit, value of collateral, and ability to repay.

*Available to all qualified borrowers using a Conventional loan program on a Purchase or Refinance transaction with Parda Federal Credit Union (Parda) (NMLS ID# 658193) and its affiliate, Member First Mortgage, LLC. (NMLS ID# 149532) only. Minimum loan amount of $50,000 required. Your mortgage loan application must be submitted between 05.01.2022 and 07.31.2022 and must be approved and close by 08.31.2022. Discount of up to $850 will be applied at the time of closing and shown as a lender credit on the appropriate closing documents. This promotion may not be combined with any other promotion or discount. Parda reserves the right to cancel this promotion at any time without notice.

** Interest accrues at the time of the loan. Valid through 07.31.2022. Some restrictions may apply. Rate is based on individual credit history (credit score), term, collateral value and ability to repay (proof of income). APR is subject to change. Contact a Credit Union representative for complete details. Refinancing option does not apply to current Parda Federal Credit Union loans.

***Loan Payment Example: The estimated monthly payment would be $13.79 for every $1,000 borrowed at a rate of 4.25% for 84 months. Rate disclosed includes a 0.25% rate reduction for having direct deposit with Parda Federal Credit Union. Payment quoted does not include Loan Protection. Rates and terms subject to change at any time. Offer does not apply to loans currently financed with Parda Federal Credit Union. For qualified borrowers. Approval, rate and term based on individual credit, value of collateral and ability to repay. No Payment for 90 Days offer valid for applicants with a credit score of 680 or above. Interest accrues from the date of the loan.

**** Limited time offer available between 6.1.2021 and 8.31.2021. Some restrictions apply. Skip-a-Pay offer does not apply to mortgages, home equities, credit cards, balloon auto loans, Member Express Loans or any line-of-credit. A $35 processing fee will be applied for each payment skip requested. Skip-A-Pay application is due 10 days prior to your payment due date. Interest will continue to accrue on your loan during the month of your skip your payment. Subject to Skip-A-Pay criteria and approval. A skipped payment may reduce any GAP claim on insured loans. Contact a Credit Union representative for details.