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Member Express Loans

Summer Specials

Sweeten Your Summer With These Specials!

For a limited time, take up to $850 OFF1 mortgage closing costs!



Borrow up to $1000 with a Member Express Loan!2

Apply for A Member Express Loan


Skip a qualifying loan payment with skip-a-pay!3

Skip-a-Pay Form         

apply online for skip-a-pay
Membership in Parda Credit Union required. For qualified borrowers. Approval, rate, and term based on individual credit, value of collateral, and ability to repay.

1Available to all qualified borrowers using a Conventional loan program on a Purchase or Refinance transaction with Parda Federal Credit Union (Parda) (NMLS ID# 658193) and its affiliate, Member First Mortgage, LLC. (NMLS ID# 149532) only. Minimum loan amount of $50,000 required. Your mortgage loan application must be submitted between 05.01.2023 and 08.31.2023 and must be approved and close by 11.30.2023. Discount of up to $850 will be applied at the time of closing and shown as a lender credit on the appropriate closing documents. This promotion may not be combined with any other promotion or discount. Parda reserves the right to cancel this promotion at any time without notice.

2Available for all qualified borrowers. Qualifications: Borrower must be a member of Parda Federal Credit Union for a minimum of 6 months. Member must have a minimum of $1,500 in direct deposit funds coming in consistently for the previous 3 months. Loans and share accounts must be in good standing at the time of application. Limit, one open Member Express Loan at a time. No more than 2 Member Express loans within a 12-month period.

3Some restrictions apply. Skip-a-Pay offer does not apply to mortgages, home equities, credit cards, balloon auto loans, Member Express Loans or any line-of-credit. A $35 processing fee will be applied for each payment skip requested. Skip-A-Pay application is due 10 days prior to your payment due date. Interest will continue to accrue on your loan during the month of your skipped payment. Subject to Skip-A-Pay criteria and approval. A skipped payment may reduce any GAP claim on insured loans. Contact a Credit Union representative for details.