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Direct Deposit

Faster, easier, and more convenient than a check.

Direct deposit is an easy and secure way to have your paychecks or Social Security payments deposited automatically into your PARDA checking or savings account. Deposits are made electronically, so you never have to worry about lost checks or going to the credit union. Direct deposit is faster than paper deposits - letting you access your money on the day of deposit.

PLUS — get an additional .25% off PARDA loan rates if you have direct deposit going to your PARDA account. *

PARDA’s Routing and Transit number is: 272478910


How to set up direct deposit for your payroll:

  • Ask your employer for their direct deposit signup form.
  • Provide your PARDA account number (checking or savings), routing number, and the other requested information on the form.
  • Submit the completed form to your employer.

Helpful Tips:

  • Keep your information secure; submit it directly to your employer’s payroll department.
  • It may take a few payroll cycles for the changes to take effect depending on when the form is submitted. Your HR department would know when the change will take place.

How to set up direct deposit for your Social Security payments:

There are 3 options available:

  1. Visit the Social Security website to sign up online. 
  2. Call 1.800.772.1213; for the hearing impaired 1.800.325.0778.
  3. Visit your local Social Security office.

Direct deposit can also be set up for your other deposits and payments.

Examples:

  • Tax refunds
  • Flexible Spending Account (FSA) payments
  • Child support and maintenance
  • Retirements benefits (Pensions and IRA and 401K distributions)
  • Stock Dividends

If you have any questions about direct deposit, call us at 1.800.860.5640 or contact your local branch.

*Excludes all lines of credit and real estate loans. 50% of net pay required to qualify for direct deposit rate reduction. Additional exclusions may apply.