Log in into the PARDA Mobile Banking App and select Mobile Deposit from the menu to deposit your checks through your mobile device.
Log in and select Deposit Check
Enter the Amount and select the Account for the Deposit
Endorse the check with your signature and “Mobile Deposit Only – PARDA FCU”
Photograph both sides and submit the deposit
When depositing a check through PARDA’s Mobile Deposit service please be sure to use this required endorsement:
1. Your signature
2. AND “Mobile Deposit Only – PARDA FCU” printed underneath your signature
Please do not add dates, account numbers, or any additional details so the endorsement can be clearly read by the system.
Did you know? You can now add tags, notes, or images to any transaction in your account by just selecting the transaction in Online/Mobile Banking.
It is also important to only write in the endorsement section on the back of the check.
If you deposit a check without this mandatory endorsement, the check will be rejected.
Is this a PARDA requirement or will all financial institutions have this requirement?
This requirement is the direct result of a Federal Reserve Board ruling and applies to all mobile deposit services. It affects all financial institutions, not just PARDA.
Is this endorsement required on all checks I deposit at PARDA?
No, this endorsement only applies to mobile deposits and is not required when you visit a PARDA branch or ATM to deposit a check(s).
Why is this endorsement required? It is longer than the previous endorsement.
We know the endorsement is long, and we apologize for any inconvenience this may cause you.
This longer endorsement is being used to protect your deposits, so items are not accidentally presented a second time at another financial institution when they have already been deposited via PARDA FCU Mobile Deposit.
If you have any questions, please contact our Member Solution Center at 1.800.860.5640 or via chat at our website on within Online/Mobile Banking.
If you not already using the free PARDA Mobile Banking App, you can download it right here.
Members with accounts in good standing, with both a valid physical mail and email address, are eligible for this service.
Account eligibility reviewed daily. There is no charge for the PARDA Mobile Banking App; however, charges from your mobile service provider may apply.
Funds availability: Funds deposited through Mobile Deposit Capture will be available according to the Credit Union’s Funds Availability policy. Your deposits via Mobile Deposit are deemed to be received by the Credit Union at the time the system indicates a successful transaction is completed until 5:00 PM EST. Deposits received after 5:00 PM EST will be considered deposited on the next business day. Business day is defined as Monday through Friday. Deposit Acceptance: Deposits are subject to verification and may not be available for immediate withdrawal. Deposit limits and other restrictions apply. Please refer to PARDA’s Online Banking, Bill Payment and Mobile Deposit Capture Disclosure, for additional information.
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